Some gaps in UAE healthcare need attention

Some gaps in UAE healthcare need attention

My grandmother, whom I dearly cherish, has got to be driven for 2 hours from Ajman whenever she features a medical appointment. Being the person responsible of scheduling her appointments, I try my best to possess all of them in at some point in order that she wouldn’t got to roll in the hay that always.

Her case has, however, exposed a niche within the UAE’s healthcare sector that I didn't realise, before then, existed.

Prior to the change within the healthcare sector and its partial privatisation, my grandmother could walk into any public hospital and obtain treated for love or money, subject to the capabilities of the general public healthcare provider in fact. She still can.

Nonetheless, and as privatisation was introduced, so was insurance. My grandmother then got a basic plan that grants access to public healthcare providers, but not private ones. While it’s compulsory for employers to supply insurance for his or her employees, it's in no way compulsory for similar private insurance to be provided for my grandmother.

Therefore, and in certain emergency cases, there's no place to require her except to a public healthcare provider, whether that provider is 10 minutes or two hours away.

Limited coverage 

The same applies to my mother, who after working during a government job for 35 years, retired with a basic insurance plan limited to public healthcare providers. this suggests that if she would really like to go to a personal healthcare provider out necessarily, she can’t unless she uses her pension to buy it.

Otherwise, she’s faced with an equivalent limitations faced by my grandmother. My mother and grandmother may both defer from visiting private healthcare providers, since they rarely did within the past anyway. Nevertheless, having that option available, for proximity and medical speciality reasons, might be life saving sometimes.

So, what seems to be the matter here?

Dual systems 

When insurance was introduced, it had been not introduced altogether emirates. Dubai introduced insurance for its own citizens, providing them with the choice to be treated in both public and personal healthcare providers. Dubai also offers free medical services through its public healthcare providers for citizens of other emirates reciprocally for a token fee, payable every four years.

Abu Dhabi, on the opposite hand, introduced employment-related tiers of insurance for all Emiratis.

Both health insurances allow treatment publicly and personal healthcare providers for his or her citizens. for everybody else, treatment is restricted to public healthcare providers, unless employers provide another insurance that adds private healthcare providers to your network.

This though is restricted to the working population, not for my grandmother, who never had employment, and neither is it for my retired mother.

As a result, certain segments of the population seem to possess been kept out of the chances to be treated by private healthcare providers. this is often in no way an advocation for personal healthcare providers versus public healthcare providers. But Emiratis must be ready to choose from them supported their medical needs and therefore the specialities offered by different healthcare providers.

In other words, basic universal insurance must be provided for all Emiratis at a federal level that permits for treatment publicly and personal healthcare providers across all emirates. Chargeable options also can be made available for Emiratis to upgrade their plans should they need to, or to expand their treatment coverage to additional hospitals within the UAE, or to ones outside the UAE.

A leg up for privatisation 

Moreover, doing so would leave further privatisation of the healthcare sector, with the govt paying for or subsidising insurance that permits access to public and personal healthcare providers. This also means the UAE government’s role will got to change from being a market participant and competitor to a regulator, achieved through further privatisation and engagement publicly Private Partnerships (PPPs).

Doing so would enable the govt to specialise in the above mentioned regulatory gaps and address them, additionally to anticipating future gaps and challenges.

To conclude, the partial move towards privatisation and therefore the introduction of insurance for all is a crucial step within the UAE’s healthcare sector. This, however, exposed a niche as retirees and therefore the elderly don't get an equivalent access to non-public healthcare providers.

This gap must be bridged by a basic universal insurance introduced at a federal level, with the choice to pay and upgrade if needed.

The last thought that i would like to go away you with: Can the UAE’s healthcare sector be fully privatised without a universal health insurance?
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